Buy Homes in San Diego County for Half Off.

This is a great time to buy homes in San Diego County.

With loan rates at 50 year lows (almost 2/3 of what rates were 3 years ago),

and price drops on homes from 20% to 50%,

you could have a loan payment that is 40% to 60% lower
than it was 3 years ago...on the exact same home.

What a great deal, but do not delay,
Interest rates can turn up quickly.
If rates go from 4.5% to 6.5% (where rates were 2 years ago)
Your payment goes up by 48%.
What you can buy for $600K is much different than what you can buy for $300K.

Learn what the local "Experts" have to say about a Double Dip Recession and
where San Diego area Real Estate prices will go in the next 6 months.
http://sandiegohomes4ucom.blogspot.com/2010/09/opinions-are-like-noses-we-all-have-one.html

Please call me quickly to take advantage of these rates and prices.

Dennis Smith, ABR, SRES, e-PRO, CDPE, Realtor® DRE# 00476662
Certified Distressed Property Agent

Donna "Sunshine" Smith, SFR, Realtor® DRE# 01249837
Short Sale, Foreclosure Resource Certified

RE/MAX By-the-Sea
Formerly with Taylor Place Real Estate
Buy or Sell a Home with Me, Use my Moving Truck - F R E E for life.
dennis@SanDiegoHomes4u.com
760-436-0087, or cell at 760-212-8225
http://www.sandiegohomes4u.com/home.htm

See my Short Sale and Foreclosure Avoidance Web Site at
http://HAFAShortSaleConsultant.com/
for more information and free reports.

My Market Trends Report with graphs and charts for North Coastal San Diego will give you the Sales Statistics for the month and compare it with last year, by city!
http://www.sandiegohomes4u.com/RealEstateTrends.htm

You can view all available San Diego area homes for sale at
http://www.sandiegohomes4u.com/MLS_Search.htm
You can search by address, by MLS number or by general criteria.

Providing quality Real Estate services in the North Coastal San Diego area including Del Mar, Solana Beach, Rancho Santa Fe, Cardiff by the Sea, Encinitas, Leucadia, Olivenhain, Carlsbad, La Costa, Aviara, Oceanside, Vista, San Marcos, San Elijo Hills, Escondido & San Diego County

OPINIONS ARE LIKE NOSES,
WE ALL HAVE ONE

Some are more educated than others but not always right.

Below is what the local "Experts" have to say about a Double Dip Recession and
where San Diego area Real Estate prices will go in the next 6 months.

Each week the San Diego Union Tribune Newspaper Business section asks its panel of eight economists to weigh in on an economic issue of concern to San Diegans. They may say yes, no, up, down or decline to participate or remain neutral.

Question: With the stock market, employment, housing, consumer spending and the general economy in jittery condition, do you think San Diego County will fall into recession again in a so-called “double-dip”?

Yes — 0;
No —7;
not participating: 1

No 'double-dip' ahead for San Diego economists say, but it might feel like a slump.
http://ww.signonsandiego.com/news/2010/aug/29/no-double-dip-ahead-san-diego-economists-say/

Question: Do you think San Diego’s housing market – prices and sales – will fall between now and the year’s end in the wake of the end to federal and state tax rebates?

Yes - 3 (residential focus)

Yes - 1 (commercial focus)

No - 2 (residential focus)

Neutral - 1

Some of the comments:
"This is an exceptionally complicated call. "
"Now we are back to a more normal recovery pattern."

"Although there will be parts of San Diego’s housing market that will see prices and sales increases, the end of the tax rebates, continuing high unemployment and sluggish job growth, and inventory of foreclosed homes still to be released to the market, will cause overall prices and sales in San Diego to slump through the end of the year."

"There is ultimately an imbalance of supply and demand, which will have the impact of bidding up housing prices as the economy recovers, simply because we will add precious few new housing units relative to the demand that can be forecast with regional economic growth. However, this upward pattern in pricing will be very gradual."

"the good news is regular sales are up while the [banks'] real-estate-owned sales are declining as a percent of the total"
http://www.signonsandiego.com/news/2010/aug/21/housing-prices-and-sales-where-are-they-headed/


My thoughts: Interest rates are the lowest they have been in 50 years and have nowhere to go but up. Lock in these low rates NOW for 15 to 30 years and smile. If rates go from 4.5% to 6.5%, that is a 48% increase in the monthly payment! This probable increase in rates has a far greater cost increase than what you would save in the possible drop in property prices in San Diego area...if prices go down at all.

Please call me quickly to take advantage of these rates & prices today. 


Dennis Smith, ABR, SRES, e-PRO, CDPE, Realtor® DRE# 00476662
Certified Distressed Property Agent

Donna "Sunshine" Smith, SFR, Realtor® DRE# 01249837
Short Sale, Foreclosure Resource Certified

RE/MAX By-the-Sea
Formerly with Taylor Place Real Estate

Buy or Sell a Home with Me, Use my Moving Truck - F R E E for life.
dennis@SanDiegoHomes4u.com
760-436-0087, or cell at 760-212-8225
http://www.sandiegohomes4u.com/home.htm

See my Short Sale and Foreclosure Avoidance Web Site at
http://HAFAShortSaleConsultant.com/
for more information and free reports.

My Market Trends Report with graphs and charts for North Coastal San Diego will give you the Sales Statistics for the month and compare it with last year, by city!
http://www.sandiegohomes4u.com/RealEstateTrends.htm

You can view all available San Diego area homes for sale at
http://www.sandiegohomes4u.com/MLS_Search.htm
You can search by address, by MLS number or by general criteria.

Providing quality Real Estate services in the North Coastal San Diego area including Del Mar, Solana Beach, Rancho Santa Fe, Cardiff by the Sea, Encinitas, Leucadia, Olivenhain, Carlsbad, La Costa, Aviara, Oceanside, Vista, San Marcos, San Elijo Hills, Escondido & San Diego County